stethoscope on a keyboard

Insurance Plans

Insurance Plans Accepted by Emory Healthcare

This is a list of insurance plans that Emory Healthcare currently accepts for 2024 or plans to accept for the Calendar Year 2025. The list is subject to change. Please call your insurance carrier directly to clarify the coverage provided by your specific policy. If you have any questions regarding your insurance coverage, please contact your insurance carrier. If you need help understanding your coverage, please call our information line at 404-778-7777 or outside Atlanta at 1-800-75-EMORY (1-800-753-6679).


Accepted Commercial Insurance

  • Aetna HMO
  • Aetna POS 
  • Aetna PPO 
  • Aetna Whole Health 
  • BCBS HMO 
  • BCBS POS 
  • BCBS PPO 
  • BCBS HPN (Blue Connection) 
  • BCBS PAR (indemnity plans)
  • Beech Street 
  • Cigna Health Plans (excluding Cigna
    Local Plus and
    Cigna Connect Plans) - see footnote 
  • Cigna + Oscar Open Access (excluding Cigna
    + Oscar LocalPlus) - see footnote 
  • CorVel PPO 
  • Crescent Health Solutions 
  • FirstHealth PPO (formerly a Coventry Product) 
  • Galaxy Health Network 
  • Humana HMO 
  • Humana POS 
  • Humana PPO 
  • Kaiser EPO Self-Funded Plans – see footnote 
  • Kaiser Permanente Added & Multi-Choice - see footnote 
  • Kaiser Permanente Dual Choice PPO 
  • Kaiser Permanente HMO Health Plans - see footnote 
  • LifeWell Health Partners 
  • Memorial Health Services 
  • MultiPlan 
  • Northeast Georgia Health Partners 
  • NovaNet 
  • Optum (VA Beneficiaries only) 
  • Private Health Care Systems (PHCS) 
  • State Health Benefit Plan 
  • Tricare Prime 
  • Tricare Select 
  • Tricare Prime Option Plan 
  • United Healthcare (All Commercial Plans) 
  • United Healthcare Narrow Network Plans: Core and Charter - see footnote 
  • United Healthcare Tiered Network Plans: Nexus - see footnote 
  • USA Managed Care Organization 

Commercial Insurance Plans - Additional Plan Information:

For Cigna: All of Emory Healthcare participates with most Cigna Health Plans including Cigna + Oscar Open Access plans. However, for the following plans, Cigna LocalPlus, Cigna Connect, and Cigna + Oscar LocalPlus, Emory Healthcare only participates for Behavioral Health services and services provided by EMCF at Grady Hospital and Grady outpatient clinics. 

For Kaiser health plans: Referral and authorization provisions apply. Please contact your primary care physician’s office or member services phone number located on the back of your insurance card for more information. 

For United Healthcare Narrow Network Plans and Tiered Network Plans: There are select counties where Emory is the top Tiered Provider. Please contact your primary care physician’s office or member services phone number located on the back of your insurance card for more information. 


Accepted Exchange Insurance Plans

  • Aetna CVS Plans (Georgia Members only) - see footnote 
  • Ambetter by Peach State Health Plan: Bronze, Silver, and Gold (excluding Ambetter Select plans) 
  • Anthem Silver Blue Value X - starting 1/1/25 - see footnote 
  • Blue Value Individual Network HMO - starting 1/1/25 - see footnote 
  • BCBS Anthem Pathway Health Plans 
  • BCBS Pathway Guided Access and Enhanced Plans 
  • BCBS Pathway HMO Plans 
  • Kaiser Exchange Options (all plans) - see footnote 
  • Oscar Health Plan of Georgia: Gold, Silver, Bronze 

Accepted Exchange Insurance Plans - Additional Plan Information:

Aetna CVS Plans – Emory Healthcare is only in-network for Georgia members. All non-Georgia members from other states are considered out-of-network. 

Anthem Silver Blue Value X and Blue Value Individual Network HMO Plans: For 2024, EHC is out-of-network. Members should contact their plans for in-network providers. However, starting 1/1/25, EHC will be an in-network provider for these plans. EHC will remain in-network for 2024 and 2025 for all other Anthem Exchange Plans, including Anthem’s Pathway and Pathway X plans. 

For Kaiser health plans: Referral and authorization provisions apply. Please contact your primary care physician’s office or member services phone number located on the back of your insurance card for more information. 


NOT Accepted Exchange Insurance Plans

    X Alliant Health Exchange Plans 
    X Ambetter Select Plans 
    X Anthem Silver Blue Value X - see footnote 
    X Blue Value Individual Network HMO - see footnote 
    X Bright Health Plans 
    X Care Source Exchange Plans 
    X Cigna Connect Plans - see footnote 
    X Friday Health Plans 
    X United Healthcare Exchange Plans (Gold, Silver, Bronze) 

NOT Accepted Insurance Plans - Additional Plan Information:

Anthem Silver Blue Value X and Blue Value Individual Network HMO Plans: For 2024, EHC is out-of-network. Members should contact their plans for in-network providers. However, starting 1/1/25, EHC will be an in-network provider for these plans. EHC will remain in-network for 2024 and 2025 for all other Anthem Exchange Plans, including Anthem’s Pathway and Pathway X plans. 

For Cigna: All of Emory Healthcare participates with most Cigna Health Plans including Cigna + Oscar Open Access plans. However, for the following plans, Cigna LocalPlus, Cigna Connect, and Cigna + Oscar LocalPlus, Emory Healthcare only participates for Behavioral Health services and services provided by EMCF at Grady Hospital and at Grady outpatient clinics. 


Accepted Medicare Advantage Insurance Plans

  • Traditional Medicare Part A & Part B
  • Aetna Medicare Advantage HMO 
  • Aetna Medicare Advantage PPO 
  • BCBS Medicare Advantage HMO 
  • BCBS Medicare Advantage PPO 
  • Cigna HealthSpring Medicare Advantage HMO & PPO 
  • Clover Health Choice PPO 
  • Clover Health Choice Value PPO 
  • Clover LiveHealthy PPO (Walmart) 
  • Devoted Medicare Advantage 
  • Clear Springs Health Medicare Advantage Plans (HMO and PPO) – EMCF at Grady only - see footnote 
  • Humana Gold Plus Medicare Advantage HMO 
  • Humana Medicare Advantage D-SNP Plans 
  • Humana Gold Choice Medicare Advantage PPO 
  • Kaiser Medicare Advantage - see footnote 
  • Sonder Complete Health HMO 
  • Sonder Diabetes Wellness HMO (C-SNP) 
  • Sonder Dual Complete 
  • Sonder Heart Healthy HMO (C-SNP) 
  • WellCare Medicare Advantage HMO 
  • WellCare Medicare Advantage PPO 
  • United Healthcare Medicare Advantage Plans - see footnote 

Medicare Advantage - Additional Plan Information:

For Clear Springs Health Medicare Advantage Plans: Emory Healthcare only participates for services provided by EMCF at Grady Hospital and at Grady outpatient clinics. All other EHC providers and facilities are not participating.

For United Healthcare Medicare Advantage health plans: Emory Healthcare participates with all plan types except for the following: Private Fee-For-Service Benefit Plans and Medicare Advantage Medical Savings Account Benefit Plans. 

For United Healthcare Narrow Network Plans and Tiered Network Plans: There are select counties where Emory is the top Tiered Provider. Please contact your primary care physician’s office or member services phone number located on the back of your insurance card for more information. 

For Kaiser health plans: Referral and authorization provisions apply. Please contact your primary care physician’s office or member services phone number located on the back of your insurance card for more information. 


Accepted Georgia Medicaid & CMO Plans

  • Traditional Georgia Medicaid 
  • Amerigroup 
  • Care Source (Medicaid only) 
  • Peach State Health Plan